Which e-wallet is more flexible?

<p id="isPasted">Open wallets are generally considered the most flexible type of e-wallet. These wallets, often linked to banks or financial institutions, allow users to make payments, transfer money, and withdraw cash, with broad acceptance both online and offline. Examples include PayPal and some bank-issued wallets.&nbsp;</p><p>Here's why open wallets are more flexible:</p><p>Broad Acceptance:</p><p>Open wallets are accepted by a wide range of merchants and platforms, both online and offline.&nbsp;</p><p>Fund Transfers:</p><p>They allow for easy peer-to-peer transfers and often support international transactions.&nbsp;</p><p>Withdrawal Capabilities:</p><p>Unlike some other types of e-wallets, open wallets allow users to withdraw funds to their linked bank accounts.&nbsp;</p><p>Multiple Payment Methods:</p><p>Open wallets can often store multiple payment methods (credit cards, debit cards, etc.) and allow users to choose their preferred method for each transaction.&nbsp;</p><p>Other types of e-wallets and their limitations:</p><p>Closed Wallets: Limited to a specific merchant or service provider (e.g., a store's gift card).</p><p>Semi-Closed Wallets: Can be used at a limited number of merchants within a network, but not for general payments or withdrawals.</p><p>Gift Card Wallets: Prepaid instruments for use on a specific brand's platform.</p><p>Transit Wallets: Designed for transportation-related payments like metro or bus fares.</p><p>Crypto Wallets: Store and manage cryptocurrencies, not fiat currency.&nbsp;</p>